About Underboss

Helping small businesses spend more time doing what they love.

And less time managing the business behind it.

How Underboss Began

Sometimes the best ideas come from recognizing a problem that shouldn't be so hard to solve.

For founder Gabor Foldes, that realization came through the world of kids' activities — watching independent instructors spend their days teaching, only to spend their evenings recording sessions, calculating charges, sending invoices, and following up on payments. It was a problem shared by countless service professionals and small business owners.

Gabor had spent years building sophisticated financial technology through Modfin. He realized that the same expertise used to manage complex financial transactions could make life much easier for independent professionals and small businesses. What began as a solution for instructors grew into a platform that connects services performed with revenue collected — automating the financial work in between.

2.5B+

Transactions processed by Modfin, the Silicon Valley fintech platform behind Underboss — the foundation for the automation that powers it.

Our Approach

Smart Technology. Real People.

We believe small businesses deserve the same powerful financial automation available to much larger companies — without the complexity or the cost. Underboss is designed to handle repetitive financial tasks in the background while keeping owners informed and in control.

And while we believe strongly in AI, we also believe people matter. Human oversight and support are part of our approach because real businesses don't always fit neatly into automated processes.

Our goal isn't just better software. It's a better experience of running a business.

Meet the Team

Built by people who've done this before.

Decades of startup experience in fintech, AI, and small business growth.

Gabor Foldes
Gabor Foldes
Founder & CEO · Fintech

Financial technology entrepreneur with experience at Capital One, UBS, and Happen Bank. As founder of Modfin, he brings deep fintech expertise and a vision for making sophisticated automation accessible to small businesses.

LinkedIn →
Frey Waid
Frey Waid
Co-Founder & CTO · Engineering & AI

Startup CTO and engineering leader specializing in large-scale AI and natural language processing. Background includes Cisco, Google, YouTube, and Future Family. Leads the technology that makes complex financial processes simple and intuitive.

LinkedIn →
Judy Balint
Judy Balint
Marketing & Business Development

Global marketing and business development executive with experience at FedEx, E*TRADE, and SmartBiz. As a SCORE small business mentor, she brings firsthand insight into the challenges entrepreneurs face every day.

LinkedIn →

Our Mission

To make the journey from service provided to revenue collected as effortless as possible.

Business owners should spend their time serving customers, building relationships, and growing their businesses — not chasing payments or managing paperwork. By combining proven financial technology, intelligent automation, and human support, we're helping small businesses operate with greater efficiency and confidence.

Because the less time you spend managing the business behind your work, the more time you have for the work that inspired you to start it.

Run your business. We'll handle the financial follow-through.

Discover How Underboss Works →